Life and Final Expense
Insurance
We provide information and guidance on how to best secure the financial future of your loved ones.
Life Insurance
A life insurance policy can help protect your loved ones in the event of your passing.
There are two main types of life insurance: Term and permanent.
Term Life Insurance is for a specific period of time; Permanent Life Insurance provides a death benefit that can last a lifetime, so no matter when you pass, your loved ones will receive a payment. And some permanent policies offer the opportunity to build cash value, which you’re able to use however you’d like.
Final Expense Insurance
Final expense is a smaller permanent life insurance policy
Typically intended to help older adults cover funeral costs and other end-of-life expenses.
Also sometimes called “funeral insurance” or “burial insurance,” final expense life insurance typically provides a guaranteed payout to help loved ones pay for a funeral service, burial or cremation, doctor or hospital bills, or other immediate expenses after a death. Like other types of permanent insurance, final expense insurance will never expire as long as you keep up with your premiums.
Also sometimes called “funeral insurance” or “burial insurance,” final expense life insurance typically provides a guaranteed payout to help loved ones pay for a funeral service, burial or cremation, doctor or hospital bills, or other immediate expenses after a death. Like other types of permanent insurance, final expense insurance will never expire as long as you keep up with your premiums.
